Motorcycle Insurance in Haines City, FL
Owning a motorcycle, with the unique blend of freedom and adventure a bike offers, is loads of fun. However, being a smart motorcycle owner also means securing the right insurance policy to shield your ride from sudden financial disruption. The agents at 1st Class Insurance Services, LLC dba Cathy Boyd’s Insurance Agency are committed to providing quality insurance policies and serving the residents of Florida so they can enjoy the open road. Contact us today to start a conversation or to get a free quote.
Motorcycle Insurance and Its Coverages 
Motorcycle insurance is a type of coverage policy specifically tailored to protect motorcycle owners against the financial loss of accidents, theft or damage to their motorcycles. In exchange for your premiums, the insurance company commits to covering financial losses per the terms outlined in your policy.
What motorcycle insurance covers will vary, as all owners will have different needs and preferences. However, most motorcycle policies may include the following coverages:
- Liability coverage—This may cover damages and injuries to others if the rider is at fault in an accident.
- Medical expense coverage—This may cover rider and passenger medical expenses resulting from accidents.
- Property damage coverage—This may cover costs associated with damage to others’ property caused by the rider.
Motorcycle Insurance Laws in Florida
In Florida, motorcycle riders must prove financial responsibility to ride legally; the most common way to meet this requirement is by retaining state-mandated minimum levels of motorcycle coverage. There are also rules regarding medical benefits for riders aged 21 and older who don’t wear helmets.
At 1st Class Insurance Services, LLC dba Cathy Boyd’s Insurance Agency, we ensure our clients understand their legal requirements while also offering additional coverage options for enhanced protection.
Secure Coverage Today
Don’t leave your motorcycle unprotected. Contact us today for a personalized motorcycle policy that fits your needs and ensures you can hit the road with confidence.