Commercial General Liability Insurance

General liability insurance, or commercial general liability insurance, can provide essential financial protection for businesses of all sizes. Contact Cathy Boyd’s Insurance Services in Haines City, Florida, to learn more about general liability insurance policies.

What Is General Liability Insurance?

General liability insurance is an essential type of business insurance that can provide coverage for third-party harm for which your business is deemed responsible. It can help pay for financial losses from damage caused by your business operations, services and employees.

What Does General Liability Insurance Cover?

The right general liability insurance policy is crucial for risk management. A standard general liability policy may include the following coverages:

• Bodily injury liability coverage may help cover costs associated with third-party bodily injuries for which your business is deemed responsible.
• Medical payments coverage may help pay for medical bills arising from third-party bodily injuries, regardless of fault.
• Property damage liability may help cover costs associated with allegations of third-party property damage.
• Personal and advertising injury liability may help pay for legal fees arising from accusations that your business caused personal injury to third parties, issued false or misleading statements or used stolen advertising ideas.

Employee injuries won’t typically be covered under a general liability insurance policy. Consult your insurance agent for additional guidance on your business insurance needs.

How Much Coverage Do I Need?

Although general liability insurance isn’t typically required by law, it’s recommended for any business that works closely with customers or clients. In some cases, it may be required by clients or landlords. Coverage may also be needed for certain industries to meet licensing requirements.

Your specific coverage needs may vary depending on location, business size, business revenue, industry and other factors. The agents at Cathy Boyd’s Insurance Services can help you evaluate your insurance needs. Contact us today for a free general liability insurance quote.